Verify Your Insurance Coverage
Verify your benefits to understand your coverage and explore payment options, including out-of-network care and financing options.
Step 1: Use your health insurance card to complete the confidential form below with your details.
Step 2: Our admissions team will contact your insurance provider to confirm your benefits.
Step 3: We will share the results and walk you through the next steps for admission.
Verify Your Benefits by Phone
My stay at Faith Recovery Center facility was very pleasant. The staff and accommodations were excellent. They treated me with dignity and helped me get back on my feet. Mentally, emotionally, and physically. Highly recommend.
- Sara B
Verify Your Insurance
Please complete the following information for the person seeking treatment. One of our dedicated team members will contact you immediately to go over your coverage, treatment options and information on admissions.
Contact Person
Does Insurance Cover Addiction and Mental Health Treatment?
In most cases, yes. Federal parity protections and the Affordable Care Act require many plans to include behavioral health benefits at levels comparable to those of medical care. Exact coverage depends on your policy and clinical needs, but many members receive benefits that support safety, stabilization, and long-term recovery.
Coverage often includes:
- Detox and withdrawal management when medically appropriate.
- Residential treatment with 24-hour support, daily therapy, and structured programming.
- Partial Hospitalization Program (PHP) for full-day treatment with evenings at home or in recovery housing.
- Intensive Outpatient Program (IOP) with several therapy sessions per week that fit work or school.
- Individual, group, and family therapy focused on skills, relationships, and relapse prevention.
- Psychiatric services and medication management to support mental health and stability.
- Medication-assisted treatment (MAT) when indicated for substance use disorders.
Your benefits are shaped by network rules, prior authorization, deductibles, copays, and coinsurance. At Faith Recovery Center, we verify your coverage, explain costs in plain language, and coordinate approvals. Our team advocates for the level of care your clinician recommends, ensuring your plan aligns with clinical need, not guesswork about benefits.
Insurance Providers We Work With
We accept most major insurance providers and guide you through a quick, confidential verification process. Coverage varies by plan. We will confirm details for you.
Blue Cross Blue Shield (BCBS)
Broad PPO and HMO networks. Many plans cover detox, residential, PHP, IOP, and therapy. Prior authorization may apply.
Optum
Manages behavioral health benefits for many insurers. Coverage typically includes inpatient, outpatient, therapy, and medication management services, all based on medical necessity.
Aetna
A CVS Health company. Many plans cover detox, inpatient, outpatient, therapy, and MAT. Authorizations and costs vary by plan.
Cigna
Plans typically include behavioral health benefits for detox, inpatient, outpatient, and therapy. Requirements and copays vary.
UnitedHealthcare (UHC)
Large national networks. Behavioral health is often administered by Optum. Coverage may include detox, residential, PHP, IOP, and therapy with authorization.
Anthem
A Blue Cross Blue Shield affiliate in several states. Benefits vary by policy, but many cover detox, residential, PHP, IOP, and therapy.
Meritain Health
A third-party administrator from Aetna. Behavioral health coverage is plan-specific. We will verify inpatient, outpatient, and therapy benefits.
Highmark
A Blue Cross Blue Shield licensee. Plans may cover detox, residential, PHP, IOP, and therapy. Prior authorization may apply.
Carelon Behavioral Health
Behavioral health benefit manager. Coverage can include inpatient, outpatient, therapy, and care coordination based on clinical need.
Luminare Health
Benefits administrator for select employer plans. Behavioral health coverage varies by plan. We will confirm inpatient, outpatient, and therapy options.
Don’t see your insurer? Contact us, and we’ll confirm your benefits and guide you through the available options.
FAQs About Insurance & Coverage
Do you accept out-of-network insurance?
In many cases, yes. We will contact your provider to determine what portion may be reimbursable.
How quickly can I find out what is covered?
Many verifications are completed the same day once we receive your information.
What if my plan requires prior authorization?
We coordinate authorization with your insurer and keep you updated on each step.
What if my insurance does not cover the full cost?
We will review options with you, including self-pay and financing, and provide a clear estimate of the costs.
Can a family member help with the process?
Yes. With your permission, we can include a family member and share coverage details.
What if I do not have insurance?
We will discuss self-pay options and share resources that may help reduce costs.
Start Care With Confidence
You deserve clear answers and compassionate treatment. We will verify your coverage, explain your options, and guide you through your next steps, allowing you to focus on your healing.
We Accept Most Insurances
